FAQs




Savings


Online at www.PecanTrustbank.com
Visit our office at No 32, Grace Anjous Drive, Lekki Phase 1, Lekki, Lagos

Reducing balance

Yes

Passport-sized photographs
Utility bill within the last three months
Means of ID
BVN

Cash lodgement
Digitally via our USSD on *347*60 and other electronic transfer means

Yes. For savings accounts only

You may apply via any of our digital channels or visit the bank branch

On our website
Email: customercare@pecantrust
Call: 01-290 0849
Whatsapp:
Branch visit: No 32, Grace Anjous Drive, Lekki Phase 1, Lekki, Lagos

Minimum amount for fixed deposit is N100,000.00

The minimum tenor is 30days

Requirements are:
Passport size Photograph
Means of Identification
Utility bill
Business registration documents
TIN
BVN

Complete an account opening form

Loans


Online at www.PecanTrustbank.com
Visit our office at No 32, Grace Anjous Drive, Lekki Phase 1, Lekki, Lagos

You can borrow up to 33.3% of your TOTAL income

Weekly, bi-weekly, monthly as suitable for your business

The maximum tenor is six (6) months i.e. 180 days

Yes, this forms a major part of our loan review, we use it to verify information provided in your loan application form

Cheques: The cheques deposited as part of your loan documentation will be presented to your Bank on due date

Cash: Payments lodged directly at our office at No 32, Grace Anjous Drive, Lekki Phase 1, Lekki, Lagos and/or our correspondent banks

DDM: Direct Debit Mandate

Online: Make online transfers to your accounts with PecanTrust

We have different loan packages to suit customers in paid employment

You cannot apply for more than one loan at the point of your application, but you can apply for a top up loan after making one third installments on your current loan

A top up loan is an additional loan sum that is added to your existing loan

Yes, you can pay down/liquidate your existing facility at any time

Equity contribution refers to the part of the purchase value of the property the borrower must provide. It is currently a minimum of 20% of the value of the property being purchased

It is a convenient way of making your payment without having your cheque presented for loan repayment. The DDM is set up with your Debit MasterCard or Visa Card at the point of initiating a Loan. Your account will be debited automatically on agreed date for payment